Field recovery agents or doorstep collection agents have limited powers, and are strictly regulated in terms of what they must do and what they cannot do under any circumstances. It is important for us to understand what our rights are when we have someone knocking on your door or calling us at an unsociable hour and in any event, no-one has any right to make you feel intimidated or demeaned in your own home. You may navigate to our official website, if you want to have more info on services of unclaimed money recovery agents.
Knowing our rights is one of the first steps to getting out of our financial difficulties and getting a good night’s sleep!
Debt collectors have little power – In fact about all they can do is to knock on the door or call you and ask you to speak to them. Many people question what their purpose is in fact if they can do so little? In essence they are establishing that you live at the address given and are a tangible reminder that you owe money and need to come to terms to arrange repayment.
The law states that a person who is unduly coerces a debtor to repay monies under a contract or harasses them is committing a criminal offense.
In short, there are very real teeth to the protections afforded you by law so take the time to seek professional help and advice as to what your rights are and how best to deal with your finances.
The best way of dealing with collection agents is to tackle the root of your money problems. This means facing up to your responsibilities and not ignoring the letters and demands – if you can take the initial step of seeking independent and professional advice you are on the road to being free of debt calls and the negative life influences which being in debt brings.